Training Introduction
The Dissecting the Construction Insurance Coverage Training Course provides a comprehensive and practical understanding of how construction insurance operates across building, infrastructure, and refurbishment projects. Construction environments involve complex and high-value risks such as fire, collapse, flooding, theft, and site incidents. This training course enables participants to clearly understand how Construction All Risks (C.A.R.) and Erection All Risks (E.A.R.) policies respond to these risks, equipping them with the knowledge to interpret policy terms, conditions, and exclusions with confidence.
This Construction Insurance Training Course focuses on analysing the full structure of insurance documentation, including policy schedules, clauses, and proposal forms. Participants will learn how insurers, brokers, and underwriters evaluate risk and structure coverage. The course also explores advanced components such as Delay in Start-Up (DSU) / Advanced Loss of Profit (ALOP) cover, War Risk extensions, and the emerging concept of parametric insurance within construction risk management.
Through practical case studies and real-world examples, this C.A.R. & E.A.R. Insurance Training Course strengthens participants’ ability to interpret policy wording and apply it to actual project scenarios. It also provides insight into underwriting perspectives, claims handling processes, and the role of loss adjusters, enabling participants to make informed decisions, identify coverage gaps, and manage construction insurance effectively throughout the project lifecycle.
Key focus areas of this course:
- Understanding C.A.R. and E.A.R. policy structures and coverage principles
- Interpretation of policy clauses, endorsements, and exclusions
- Application of ALOP / DSU cover and War Risk extensions
- Analysis of construction risks and insurance response mechanisms
- Claims assessment processes and the role of loss adjusters
- Introduction to parametric insurance in construction risk management
