A Highly Interactive Training Course On

Dissecting the Construction Insurance Coverage

A Practical Workshop to Understand the C.A.R / E.A.R Policy - Coverage and Claims

Dissecting the Construction Insurance Coverage
Course Schedule

CLASSROOM

28 Sep-02 Oct 2026
Dubai
$5,950
18-22 Jan 2027
London
$5,950
31 May-04 Jun 2027
Dubai
$5,950
27 Sep-01 Oct 2027
Dubai
$5,950
Certificate
  • Coventry Academy Certificate of Attendance will be provided to delegates who attend and complete the course

Training Overview

Training Overview

The Dissecting the Construction Insurance Coverage Training Course provides a comprehensive and practical understanding of how construction insurance operates across building, infrastructure, and refurbishment projects. Construction environments involve complex and high-value risks such as fire, collapse, flooding, theft, and site incidents. This training course enables participants to clearly understand how Construction All Risks (C.A.R.) and Erection All Risks (E.A.R.) policies respond to these risks, equipping them with the knowledge to interpret policy terms, conditions, and exclusions with confidence.

This Construction Insurance Training Course focuses on analysing the full structure of insurance documentation, including policy schedules, clauses, and proposal forms. Participants will learn how insurers, brokers, and underwriters evaluate risk and structure coverage. The course also explores advanced components such as Delay in Start-Up (DSU) / Advanced Loss of Profit (ALOP) cover, War Risk extensions, and the emerging concept of parametric insurance within construction risk management.

Through practical case studies and real-world examples, this C.A.R. & E.A.R. Insurance Training Course strengthens participants’ ability to interpret policy wording and apply it to actual project scenarios. It also provides insight into underwriting perspectives, claims handling processes, and the role of loss adjusters, enabling participants to make informed decisions, identify coverage gaps, and manage construction insurance effectively throughout the project lifecycle.

Key focus areas of this course:

  • Understanding C.A.R. and E.A.R. policy structures and coverage principles
  • Interpretation of policy clauses, endorsements, and exclusions
  • Application of ALOP / DSU cover and War Risk extensions
  • Analysis of construction risks and insurance response mechanisms
  • Claims assessment processes and the role of loss adjusters
  • Introduction to parametric insurance in construction risk management

What are the goals?

By attending this Coventry Academy training course, participants will be able to:

  • Understand how project site insurance, including C.A.R and E.A.R policies, is arranged, underwritten, and effectively managed.
  • Recognize the concerns of underwriters when evaluating project risks and coverage requirements.
  • Implement practical risk management measures during site project execution to minimize exposures.
  • Appreciate the risk transfer process and how contractual mechanisms protect clients, contractors, and insurers.
  • Identify key points of Contractors All Risks policies and understand how coverage is triggered under different scenarios.
  • Analyze and apply insurance provisions to real-world project situations through case studies and practical examples.
  • Coordinate effectively with insurers, brokers, and project teams to ensure compliance and smooth claims handling.
  • Enhance project decision-making by integrating insurance considerations into planning, procurement, and execution.
  • Prepare and manage claims efficiently, including documentation, reporting, and working with loss adjusters for timely resolutions.

This enhanced understanding equips participants to make informed decisions, safeguard organizational interests, and contribute significantly to risk management and insurance compliance within construction and engineering projects.

Who is this Training Course for?

This course is ideal for professionals involved in construction risk management, project insurance, or claims handling.

This training course is suitable to a wide range of professionals but will greatly benefit:

  • Insurance and reinsurance professionals, brokers, and underwriters
  • Contractors, builders, sub-contractors, and equipment suppliers purchasing insurance
  • Project consultants including civil, structural, mechanical, electrical engineers, architects, and surveyors
  • Project owners, developers, banks, financial institutions, and fund managers
  • Insurance regulators, legal advisors, arbitrators, and loss adjusters
  • Government bodies managing public works, road, and infrastructure projects

How will this Training Course be Presented?

The course combines interactive lectures, practical exercises, case studies, and discussions to ensure participants can immediately apply their knowledge. Delegates will work through real-world examples, regional insurance practices, and worked claims scenarios to reinforce learning.

The Course Content

Day One: Introduction and Contractual Aspects of Projects
  • On-going and Upcoming Projects in the region
  • The need for insurance
  • Projects Contract Administration
  • Conditions of Contracts (FIDIC etc.)
  • The insurance industry and the Role of the Regulator
  • Principles of Insurance
Day Two: Policy Coverage
  • How the CAR policy is arranged?
  • Munich Re standard wording and formats in various regions
  • The difference with the EAR policy
  • The policy sections (I & II) and coverage
  • Section III (ALOP) coverage and its application
  • Period of cover, General Exclusions and Policy Conditions
  • War Extension and PVT cover – parametric Insurance
Day Three: Section I (Material Damage)
  • Operative clause
  • Sum Insured
  • Exclusions
  • Basis of loss settlement
  • Design coverage - DE 3 and related options
  • Extension of cover – overtime, express freight
Day Four: Section II (Third Party Liability)
  • Who are third parties?
  • Limit of liability
  • Special Exclusions
  • Special conditions
  • Interesting clauses and endorsements
  • Role of Loss Adjusters
Day Five: Underwriting of Risks and Claims Handling
  • What are underwriters concerns?
  • Risk management
  • Claims handling
  • Loss control survey
  • Ex-gratia payments
  • Case studies and Worked examples

Frequently Asked Questions

This FAQ section provides quick answers to the most common questions about our services, procedures, and policies. We aim to make your experience with us as straightforward as possible. For further assistance, our support team is ready to help.

Our dedicated support team is available to assist you with any questions regarding the Dissecting the Construction Insurance Coverage training course, including course content, scheduling, registration, corporate bookings, and customised training solutions. We are committed to providing prompt and professional assistance throughout your learning journey.

📞 Phone: +971 58 840 7925

📧 Email: info@coventryacademy.com

🌐 Website: coventryacademy.com

We delivers training courses in carefully selected professional venues that provide a comfortable and productive learning environment. Classroom-based courses are typically hosted in premium international venues with modern facilities and dedicated training spaces designed to support effective learning. Participants also benefit from a professional setting that encourages networking, collaboration, and knowledge sharing with peers from diverse industries and backgrounds.

The Dissecting the Construction Insurance Coverage training course is designed to be practical, engaging, and highly interactive. Participants benefit from a dynamic learning environment that combines expert-led presentations, facilitated discussions, case studies, practical exercises, and collaborative learning activities. The focus is on developing knowledge that can be applied immediately within the workplace, ensuring participants gain both valuable insights and practical skills that support improved professional performance.

Absolutely. Coventry Academy provides customised in-house training solutions for organisations seeking a tailored learning experience. The Dissecting the Construction Insurance Coverage training course can be adapted to reflect your organisation’s objectives, industry requirements, operational challenges, and strategic priorities. Delivered exclusively for your team, customised training enables organisations to maximise relevance, encourage collaboration, and achieve targeted development outcomes. Our team will be pleased to discuss your requirements and develop a solution that aligns with your goals.

Yes. Participants who successfully complete the Dissecting the Construction Insurance Coverage training course will receive a Coventry Academy Certificate of Completion, recognising their commitment to professional development and continuous learning. This certificate serves as formal evidence of participation and achievement and can support career progression, professional credibility, and ongoing development objectives. Where applicable, details regarding professional development credits or accreditation will be provided within the course information.

No prior experience is required to attend the Dissecting the Construction Insurance Coverage training course. The course is designed to accommodate participants from diverse professional backgrounds and varying levels of experience. While some familiarity with the subject matter may help participants gain additional value from certain discussions and activities, the course content is structured to ensure that both newcomers and experienced professionals can fully engage with the learning experience and benefit from the training.

The Dissecting the Construction Insurance Coverage training course is designed for professionals seeking to strengthen their knowledge, enhance their capabilities, and achieve greater impact within their organisations. It is suitable for managers, supervisors, team leaders, technical specialists, consultants, and professionals at all career stages who wish to expand their expertise and stay current with industry developments. Whether you are looking to advance your career, improve workplace performance, or prepare for new responsibilities, this course provides valuable knowledge and practical insights to support your professional growth.

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